The needs and desires of humans can be said to be limited. But sometimes, this situation is not supported by adequate financial capability of a person. You need to know, this is not an imaginary situation became an opportunity for financial institutions to profit by offering credit card Malaysia, Indonesia, Philippines. True to its name, the credit card is a card that can be used when someone needs or wants something but does not have the money stuff.
Seeing this huge opportunity, it is undeniable that many financial institutions interested in offering credit cards. A growing number of financial institutions that offer credit cards are certainly the intense competition cannot be avoided and must be faced.
Given this, it is fitting financial institutions have a strategy to win the competition. What do credit card providers to attract customers?
Everyone will want to get the goods at a low price, is not it? This situation is seen most financial institutions to be used as a marketing strategy credit card. In other words, the financial institution offering a variety of promotions on certain products. Listen, some promotions are generally offered.
- Special rate for use of a Garuda Airline, Qatar Airways, and others.
- Special rate for a particular restaurant.
- Payment of insurance premiums affordable.
- And so forth
Eliminates annual cost
In addition to paying interest on these transactions, the client is obliged to pay an annual fee to the credit card in question. However, sometimes the appeal of no imagination there are some financial institutions that frees it. With notes, active customers using credit cards owned.
Offers low interest
Credit cards that have low interest rates, is not likely to attract customers to use credit cards. Given this, it is reasonable credit card providers competing to offer a credit card with low interest.